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Woman Chicca Made 39x33x15 Blue In Braided Leather In Cm Genuine Borse Italy Bag Vintage wwatB1

La figura del asesor financiero tiene un gran futuro como profesión en el sector financiero y es clave para gestionar el ahorro.

A lo largo de los años, nuestros objetivos profesionales y personales van cambiando conforme a las situaciones vitales por las que atravesemos en ese momento. Las inquietudes de un joven de 20 años no son las mismas que las de un padre de familia o un jubilado y, por lo tanto, sus necesidades también son distintas.

Sin embargo, hay una común en todos los casos: la necesidad de ahorrar para poder disponer del dinero suficiente para lograr las metas. En este contexto, tomamos conciencia de lo complicado que es ahorrar y nos surgen preguntas tan fáciles de formular como “¿cuál es la mejor manera de ahorrar?” o “¿cuánto ahorro cada mes?”, pero para las que no sabemos la respuesta. Por ello, para gestionar nuestro ahorro y hacerlo crecer es necesario un buen asesoramiento financiero personalizado que nos ayude a decidir qué estrategia de inversión es la más adecuada y qué productos financieros se adaptan a nuestro perfil de inversor.

39x33x15 Cm In Bag Vintage In Braided Made Chicca Borse Genuine Blue Italy Leather Woman La figura del asesor financiero nada tiene que ver con la que muchos tienen concebida. Se trata de un profesional que no vende productos, sino que asesora y da respuesta a las necesidades de los ahorradores. Además, su ayuda es clave para tomar las decisiones adecuadas sin dejarse llevar por las emociones, un arma de doble filo cuando se trata de asuntos de dinero. Estas reacciones nos impiden pensar con claridad y pueden provocar que tomemos decisiones perjudiciales, algo que no ocurrirá si tienes a tu lado un ‘coach’ financiero con experiencia y formación.

El asesor financiero: una profesión de futuro

El sector financiero está atravesando una situación de transformación con fusiones bancarias o procesos de reestructuración, entre otros. La digitalización está ocasionando la mayor parte de estos cambios con la progresiva automatización de muchos puestos de trabajo. Así, tanto el empleado de banca como el gestor comercial comienzan a ser figuras innecesarias que tienden a desaparecer.

Por ello, los profesionales que correrán mayor suerte en el futuro serán aquellos que sepan evolucionar a asesor financiero, un profesional con vocación de emprendedor y de servicio al cliente.

Hay entidades que ya aplican este modelo de negocio de asesoramiento personalizado. Algunas, no obstante, lo hacen desde siempre como es el caso de Banco Mediolanumque lleva más de 36 años asesorando y cuenta con la segunda red de profesionales financieros más grande de España. Además, Banco Mediolanum es la primera en contar con asesores financieros como único canal de asesoramiento a los clientes. Desde esta entidad se definen como “el banco de las familias que basa su estrategia en la figura del asesor financiero”, por ello han rebautizado a estos profesionales con el nombre de Family Bankers.